The mail may be the place to find all of your pre-approved credit offers, especially if your bankruptcy has gone through. There doesn’t have to be all the customers given to the “buy now, pay later ” philosophy. Call 888-5-OPTOUT (1-888-567-8688) and you will be safe from Equifax, TransUnion and Experian in their offers. This is great if you’re trying to rebuild credit without emergency cash loans or even if you are just trying to keep identity theft out of reach. Post resource – Calling 888-5-OPTOUT can save you from identity theft by Personal Money Store.
888-5-OPTOUT sweeps the credit card offers away
All the direct marketing coming to you every single day could be stopped with 888-5-OPTOUT. No more credit card offers and no more advertisements for credit products via postal mail will show up. Call from your home phone line and be prepared to give your Social Security number. If the prospect of revealing those digits worries you, put your mind at ease – the service is recommended by the Federal Trade Commission.
Another option to send a letter
Get out of pre-approved credit offers by simply using the mail instead of the 888-5-OPTOUT call. Here’s a sample opt-out letter. All of these 3 credit bureaus need to get letters:
Options
Equifax, Inc.
P.O. Box 740123
Atlanta, GA 30374-0123Experian
901 West Bond
Lincoln, NE 68521
Attn: Consumer Services DepartmentTransUnion
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094
888-5-OPTOUT confusion
There was an email sent around a when ago saying 888-5-OPTOUT was a very good place to go to get out of losing info, although the info was not clear. As outlined by the email, info would be given to “anyone who requests it” unless you opted out with the number. The Financial Services Modernization Act and the Fair Credit Reporting Act would both be violated if this happened, reports Clearinghouse. 888-5-OPTOUT is not connected to either of these laws which is what was confusing. Thus, the controversy was somewhat minor.
888-5-OPTOUT could be really helpful for the users using it. Avoid the credit card trap, stay away from identity theft and maybe you’ll be in a position where you won’t need poor credit loans.
Further reading
CBS Money Watch
moneywatch.bnet.com/saving-money/blog/devil-details/privacy-pirates-7-ways-to-hide/2702/
FTC
ftc.gov/privacy/protect.shtm”>Federal Trade Commission
Privacy Rights
privacyrights.org/ar/optout_truth.htm”>Privacy Rights Clearinghouse
Opt out of junk mail
youtube.com/watch?v=gjbPo1diCKo
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